🇺🇸 Serving US Businesses Since 2020
FAST BUSINESS FUNDING. UP TO $500K
Equipment leasing, merchant cash advance, working capital & lines of credit. Apply in 5 minutes, no hard credit pull.
- Same-day decisions
- All industries welcome
Trusted by 500+ businesses. Backed by top lenders
Our Funding Solutions
Equipment Leasing
Finance machinery, vehicles & tech without draining capital. Terms up to 84 months.
Merchant Cash Advance
Get capital against future revenue. Repay as you earn, no fixed monthly payments.
Working Capital
Cover payroll, inventory & daily operations. Short-term, fast access.
Lines of Credit
Draw when you need it, pay when you don't. Revolving access up to $250K.
Get Funded in 3 Simple Steps
Step 1 - Apply
Fill out our short form in 60 seconds. No paperwork, no hard credit pull.
Step 2 - Get Matched
We review your business profile and match you with the best funding option available.
Step 3 - Apply
Funds land in your business account in as little as 24 hours after approval.
Why Choose GoFundz?
We don't just find you funding — we build your path to approval.
- No hard credit pull to check your rates
- All industries welcome — even startups qualify
- Dedicated funding advisor on every deal
- 100% online — no branch visits needed
- Multiple lenders compared on your behalf
- Fast decisions — most clients hear back same day
Real Businesses. Real Results.
Over 500 businesses funded across the United States. Here is what they say about GotFundz.
I needed equipment fast to fulfill a large contract and had no time to waste with banks. GotFundz got me $85,000 in equipment leasing approved in under 48 hours. My advisor walked me through every step and never made me feel rushed or confused. I landed that contract and have not looked back since.
My restaurant was running dry during the slow season and I was two weeks from missing payroll. I applied for a merchant cash advance on a Tuesday and had the money in my account by Thursday. Forty thousand dollars just like that. GotFundz treated me like a priority, not a risk. I am genuinely grateful.
We were growing fast but cash flow could not keep up with payroll and inventory at the same time. GotFundz set us up with a $120,000 working capital loan. The process was smooth, the rates were fair and our advisor was honest about every single option on the table. We have doubled our team since then.
I was skeptical because too many funding companies promise everything and deliver nothing. GotFundz was completely different. They found me a line of credit for $75,000 when two banks had already said no. My business credit was not perfect and they still made it happen within the week. Outstanding service.
I launched my trucking company just eight months ago and every lender turned me down for being too new. GotFundz found me an equipment lease for two brand new trucks totaling $95,000. My advisor was upfront, fast and genuinely invested in getting my business moving. I am now fully operational and growing.
Running a construction company means your money is always tied up in materials before the client pays you. GotFundz understood that immediately. They approved a $200,000 working capital line within three days and my advisor actually called me to explain each option rather than just sending a PDF. That level of care is rare.
I own three beauty salons and needed to upgrade all the equipment at once to stay competitive. I expected the usual bank headaches but GotFundz had me approved for $55,000 in equipment financing within 24 hours. The application took less than ten minutes and my advisor kept me updated every single step of the way.
We had a major wholesale order come in that we could not fulfill without upfront inventory capital. GotFundz connected us with a merchant cash advance of $65,000 within two business days. No collateral, no lengthy approval process. Our business has since expanded into two new states. They truly came through for us.
As a startup with just fourteen months in business, I thought funding was out of reach for me. GotFundz proved me wrong. They got me a $30,000 line of credit that I can draw from whenever I need it. The revolving access has helped me manage cash flow between client payments with zero stress. Best financial decision I have made.
My healthcare staffing firm needed a capital injection to onboard 40 new contract nurses for a hospital deal. GotFundz approved $150,000 in working capital in 48 hours. I have worked with three other funding companies before and none of them came close to the speed and professionalism I experienced here. They have a client for life.
Everything You Need to Know
Straightforward answers to the questions we get asked most often.
There is no hard minimum. We work with businesses across the full credit spectrum. A score of 550 or above gives you access to most of our funding options, but even if yours is lower we may still be able to help. We look at the full picture of your business, not just a number.
Most of our clients receive a decision within a few hours of applying. Once approved, funds typically land in your business bank account within 24 to 48 hours. Equipment leasing and larger working capital deals may take 2 to 3 business days for final processing.
We fund businesses across nearly every industry including retail, construction, healthcare, trucking, restaurants, salons, staffing, wholesale and more. Very few industries are excluded. If you are unsure, simply apply and your advisor will confirm eligibility within the hour.
To get started we typically need your last 3 months of business bank statements, a government issued ID and your basic business details. Some larger funding options may request recent tax returns or proof of revenue. No mountains of paperwork and no in person visits required.
No. When you submit your application to check your options, we perform a soft credit inquiry only. This has zero impact on your credit score. A hard pull only happens if you choose to move forward with a specific lender and give your full consent at that stage.
Most of our funding options require at least 6 months in business. Some products like merchant cash advance are available from as little as 3 months. If you are a newer business, we still encourage you to apply as we have lenders who specialize in early stage companies.
Funding amounts range from $10,000 up to $500,000 depending on the product and the strength of your business profile. Equipment leasing can go higher for the right assets. Your advisor will walk you through exactly what you qualify for based on your revenue and time in business.
Most of our funding products are unsecured meaning no collateral is required. Merchant cash advances and working capital loans are typically based on revenue alone. Equipment leasing uses the equipment itself as the collateral so there is nothing else on the line for you.